Working for Your SUCCESS for Over 25 Years!

Thank you for visiting our site which has been designed to assist you in all your Mortgage needs. If you have any questions please Email or call us (561) 395-1079 and we will do our best to assist you.

A Reverse Mortgage is a special type of mortgage (NO CREDIT REQUIRED) that enables you as a older Homeowner (62yrs+) to exchange a portion of the equity in your home into CASH (up to $$625,500) for you to utilize; giving you options to: pay off your mortgage, get TAX FREE CASH (lump sum, equity line or payments). Unlike traditional home loans or equity loans, NO REPAYMENT on the Home Equity Conversion Mortgage (HECM) are required as long as you live in your home. GOVERNMENT GUARANTEED!

With a Reverse Mortgage, you receive a portion of your home's equity according to the plan that you select. You are permitted to change the way the money is paid to you at any time after origination, and you may change this as many times as you wish. This program gives you the maximum amount of flexibility and allows you to live in your home without making any payments! GOVERNMENT GUARANTEED!

You can now purchase a new home buy making an initial deposit with no credit requirements and never have to make a mortgage payment as long as you or your spouse (age 60+) are alive. Imagine a 62 year old living to an average age of 82 years old not making an average mortgage payment of $2,000/mo on a $300,000 home. That would be a total savings of $24,000 per year, (20 X 24,000) or $480,000 in total savings. You are still responsible to pay taxes and insurance.

Yes you can make traditional mortgage payments if you desire and build equity in your property to pass on to your heirs. Enjoy Life! The choice is yours.

What if I want to sell your property?

You pay off the loan with interest accrued and take the equity just like a traditional mortgage. Enjoy Life! The choice is yours.

What if I owe more than the property is worth when I die?

Since your loan is FHA Guaranteed you or your heirs are not held responsible, just walk away. This is your government's way to assist you in keeping your quality of life and be able not to worry about economic trends like we are currently experiencing. Enjoy Life! The choice is yours.